Businesses may not like the unpleasant role of creditor or bill collector, but paying close attention to receivables is essential not just to the success of a business, but to its very survival. When legal action or assistance is necessary for collections, businesses in Alameda County turn to Garcia & Gurney, A Law Corporation in Pleasanton for proactive, practical solutions that protect their legal rights and business interests.
Creditors have a variety of tools at their disposal to help them collect unpaid debts. Many actions can be accomplished without formal legal action, while other times intervention in the courts is necessary. The creditors’ rights attorneys at Garcia & Gurney, A Law Corporation help businesses with their collections and receivables through a variety of formal or informal actions, from executing promissory notes and perfecting security interests to foreclosing on notes and liens or litigating loan disputes.
Our creditor representation covers collections as well as asset recovery, including commercial and residential mortgage foreclosures. From loan workouts to garnishments and attachments, the Pleasanton attorneys at Garcia & Gurney, A Law Corporation utilize the most practical and effective means to enforce creditors’ rights in any given situation.
A bankruptcy filing abruptly changes the game for the creditor trying to collect a debt because many collection tools may no longer apply. For instance, the automatic stay in bankruptcy can put an immediate halt on all collections, including foreclosures and repossessions. An experienced creditors’ attorney, however, knows how to apply for relief from the automatic stay when it is in the best interests of the creditor to do so. Where possible and practicable, we may obtain such relief and proceed with collections accordingly.
When relief from stay is not the best option, we play an active, diligent role in the bankruptcy process to make sure our clients’ rights are protected to the fullest extent possible. Protecting creditors’ rights in bankruptcy requires more than simply filing a claim with the bankruptcy court. We make sure our clients are heard in the development and confirmation of any repayment plan, including making objections in a timely and appropriate manner.
Our attorneys know how the different types of bankruptcy laws operate. Whether the case involves a consumer bankruptcy or business bankruptcy—in Chapter 7, Chapter 11, or Chapter 13—our lawyers offer practical advice and confident legal representation to protect and enforce creditors’ rights.
For advice and assistance in any collections matter in Pleasanton or surrounding areas, including mortgage foreclosures and protecting creditors’ rights in bankruptcy, contact the business law professionals at Garcia & Gurney, A Law Corporation.
"Melinda Garcia came very highly recommended by two colleagues who raved about her expertise and assertiveness. She and her team are extremely responsive and help us navigate the legal challenges of our consulting business. We're thrilled to have Melinda on our side!"
"Melinda Garcia was wonderful to work with. She is an outstanding listener and has a great memory for details and personal information.... which makes one feel very comfortable and welcome. I would highly recommend her to anyone not only because of her outstanding abilities but because of the compassion she eludes in dealing with an individual's issues/concerns."
"Highly recommend! "
"Melinda Garcia provided me excellent advice in resolving an employment agreement related to an acquisition of the company I worked for. She is very knowledgeable, asked me what I wanted to achieve with her services, provided excellent service to achieve those goals, and was very cognizant of fees. I recommend her for employment related services."
"Melinda Garcia provided excellent guidance with an employment/compensation case. Her knowledge of employment law, and strong negotiation skills, brought the case to a successful conclusion."
"Melinda Garcia has done an excellent job assisting us as we established our small business. From incorporation to contract negotiations, Melinda Garcia and her staff were outstanding"